请问为什么不是C呢

问题如下：

Which of the following is not the consequence of self-control bias?

选项：

Attributing success to self.

Asset allocation is not optimized.

accepting too much risk in portfolios to generate higher returns

解释：

A is correct.

考点：Self-control bias

解析：A是overconfidence bias的原因之一。 Self-control bias讲的是人们因为缺乏自律而导致短期消费过度，长期目标不能实现。因为长期的金额不足，所以人们必须增加投资收益，从而不得不承担更大的风险；此时的资产配置并不是最优的。