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Spencer · 2023年01月03日

Probability-weighted PV of Wages计算出来的作用是什么呢

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NO.PZ202109080500000203

问题如下:

Using Exhibits 1 and 2, Marie’s total assets under a holistic balance sheet are closest to:

选项:

A.$6,616,859.00 B.$4,808,000.00 C.$6,563,000.00

解释:

Solution

A is correct. In addition to the assets determined under a traditional balance sheet provided in Exhibit 1, a holistic (economic) balance sheet includes the present value of human capital and the value of any pensions.


Determination of Probability-Weighted Present Value of Marie’s Future Wages


Total Assets under Holistic Balance Sheet


C is incorrect. It does not weight the present value of wages by the probability of survival (just a PV).

Total Assets under Holistic Balance Sheet


B is incorrect. It correctly probability weights the present value of wages but ignores the value of pensions.

Total Assets under Holistic Balance Sheet


老师请问,表格最后一个column的Probability-weighted PV of Wages计算出来的作用是什么呢?

1 个答案

王暄_品职助教 · 2023年01月03日

这是计算这个人存活的概率下,获得的工资的present values