开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

Connor0314 · 2022年12月17日

题目写的是another five years，为什么n不是 5 ？？

  1. CFA I
  2. Quantitative

NO.PZ2018062016000018

问题如下：

Four years ago, Joy put $2,000 into her bank account for house decoration which compounded annually with annual interest rate of 3%.  At present, Joy changes her plan and decide to deposit the money for another five years. The present value of Joy’s account is about:

选项：

A.

$2610

B.

$2251

C.

$2319

解释：

B is correct. The present value is the original deposit compounded annually for four years, which is $2,000*(1+3%)4=$2251.

题目写的是another five years，为什么n不是 5 ？？

添加评论
1 个答案

星星_品职助教 · 2022年12月17日

同学你好，

本题意为四年前存了2,000，问到今天有多少钱，所以看的是2,000经过过去的四年复利后，到了今天即present这个时点上变成了多少，即N=4.

another five years是将来还要再存五年，如果要计算五年后这笔钱又会增长到多少，此时N才为5。

换句话说，无论未来再存5年还是50年，都不会影响到过去四年在今天（present）这个时点上所形成的价值。

  • 1

    回答

  • 0

    关注

  • 271

    浏览
相关问题

NO.PZ2018062016000018 问题如下 Four years ago, Joy put $2,000 into her bank account for house coration whicompounannually with annuinterest rate of 3%. present, Joy changes her planci to posit the money for another five years. The present value of Joy’s account is about: A.$2610 B.$2251 C.$2319 B is correct. The present value is the originposit compounannually for four years, whiis $2,000*(1+3%)4=$2251. 用计算器算的话是en是bgn

2023-07-18 21:57 1 · 回答

$2251 $2319 B is correct. The present value is the originposit compounannually for four years, whiis $2,000*(1+3%)4=$2251.用计算器 N4，I/y3，PV-2000，pmt0，求FV，能得出 2251 这么算对么

2021-01-07 20:57 1 · 回答

$2251 $2319 B is correct. The present value is the originposit compounannually for four years, whiis $2,000*(1+3%)4=$2251.老师为什么用计算器NPV计算，n4 ，IY0.03, Pmt0,求fv这样算不出呢

2020-08-28 00:03 1 · 回答

    没有看懂这个题目的意思，不是他4年前存了2000，现在这笔钱又重新存5年吗？

2019-09-19 17:25 1 · 回答