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jvniki · 2022年12月15日

这题我看了其他的答案，就是为啥用这个公式

  1. CFA I
  2. Quantitative

NO.PZ2018062016000012

问题如下：

David is going to retire in ABC company. The company has two retirement plans: Plan A is a one-time total retirement fund of $70,000, Plan B is a perpetuity of $900 at the end of each quarter that stated annual rate is 5% and compounded quarterly. Which plan should David choose?

选项：

A.

There is no difference

B.

Plan A

C.

Plan B

解释：

C is correct. The present value of Plan B is $900/(5%/4)=$72,000, which is larger than $70,000, the present value of Plan A. Therefore, David should choose Plan B.

这个公式是永续年金的？咋看出来是永续年金呢？我还用那个计算器算呢 完全不对

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1 个答案

星星_品职助教 · 2022年12月17日

同学你好，

本题题干中说明“ Plan B is a perpetuity”，“ perpetuity”即为永续年金的表达。

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