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jay1180 · 2022年12月01日

C不太理解,求解释哈,谢谢

NO.PZ2019120301000275

问题如下:

Question Relative to purchasing an asset, leases generally:

选项:

A.have more restrictive provisions than other forms of borrowing. B.provide less costly financing in the form of lower fixed interest rates. C.require a larger down payment.

解释:

Solution

B is correct. Leases can provide less costly financing and are often offered at lower fixed interest rates than those offered for asset purchases.

C is incorrect because leasing typically requires little, if any down payment.

A is incorrect because the financial advantages of leases usually lead to lessors having several advantages over other lenders. Consequently, lessors are usually able to offer more attractive lease terms to lessees, such as less-restrictive provisions, than other forms of borrowing.

RT

1 个答案

王园圆_品职助教 · 2022年12月01日

嗨,爱思考的PZer你好:


同学你好,租赁:无论是融资租赁还是经营性租赁,最大的好处就是可以把一次可能要花100万买一个机器的钱,分拆成10期或更多期来平均的支付,这样可能每期只需要支付10万

所谓down payment是指首期付款,既然大笔支出可以拆成分期支付,那首期的付款也会变小,所以C说首期付款是需要很大量的,是肯定错误的。

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