NO.PZ2018091705000108
问题如下：
Henlopen McZhao is a private wealth manager. After a successful introductory meeting with Nescopeck Cree, she is meeting again with this new client to plan a wealth management strategy. McZhao seeks additional personal information from Cree. McZhao learns that Cree is 45 years old and is currently employed as an attorney. Cree has a number of specific financial goals that he wishes to achieve in the future but has no particular return objective for his portfolio. Because he has been investing for 20 years, Cree is comfortable with moderate levels of market volatility. His employment provides for his current expenses, so Cree’s liquidity requirements are minimal. Cree prefers to have his environmental and social concerns reflected in his investment choices.
Discuss additional personal information that McZhao should gather from Cree in order to properly advise this new client.
选项：
解释：
McZhao should obtain the following additional personal information from Cree:
■● Family situation: Marital status, children and grandchildren, ages of family members
■● Identification: Copy of driver’s license or passport
■● Additional career information: Future aspirations for career, business, and retirement
■● Investment background
■● More details on financial goals and risk tolerance
McZhao has already learned about Cree’s current employment, experience with market volatility, interest in meeting specific goals rather than a particular return objective, low current liquidity needs, and investment preferences based on his environmental and social concerns. Now that Cree has become a private client, a starting point of the relationship is for McZhao to learn about his client’s family situation, such as marital status, children and grandchildren, and ages of family members. McZhao should also obtain proof of client identification (copy of driver’s license or passport). Cree’s employment and career information is important, as is discussion about his future career, business, and retirement aspirations. In addition, wealth managers should assess the client’s investment background. As part of the investment background conversation, the wealth manager should determine whether the client has an explicit return objective or specific investment preferences. Finally, a detailed conversation about the client’s financial objectives/goals and risk tolerance is part of the personal- information- gathering process.
是不是就不需要回答除了家庭情况和身份证之类的信息了？因为好似文中也已经涉及到。
