NO.PZ2022022101000006
问题如下:
Which one below is not affected by structural changes?
选项:
A.The Credit risks has been increasingly in NBFI and not held by banking sector
Non-bank entities chains have become more breadth and more complex
Intermediation in the financial system has become more dependent on liquidity.
Intermediations have taken place of banking system as a mainly funding providers
解释:
Correct answer: D
在结构化改变以后,A选项,信用风险在NBFI中显著提升同时没有银行作为中间机构兜底;B选项,非银行机构链条涉及的业务更广泛和更复杂;C选项,疫情之后金融系统的中介变得更加依赖流动性。
D选项的错误是中介机构并不能够取代银行作为资金的主要提供者。
老师这道题说NBFI非银机构的信用风险上升发生在结构性的改变中,但是李老师不是说风险没有沉淀在非银行机构嘛