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张书记 · 2022年11月01日

答案里的第7条怎么理解

NO.PZ2020033003000090

问题如下:

According to the findings of the congressionally formed Financial Crisis Inquiry Commission, which of the following not a the root causes of the misalignment between investors and rating agencies prior to the credit crisis of 2007-2009?

选项:

A.Rating agencies are lack of resources to conduct the proper due diligence

B.

Pressure from the originators

C.

Lack of meaningful public oversight over rating agencies

D.

Investors have little understanding of the products they were purchasing.

解释:

D is correct.

考点:misalignment between investors and rating agencies

解析:

According to the findings of the congressionally formed Financial Crisis Inquiry Commission, the root causes of the misalignment were

1). the flawed computer models at the rating agencies

2). the profit motive of the rating agencies

3). pressure from the originators (选项B)

4). the drive for market share coming from the rating agencies

5). the rating agencies lack of provided (not available) resources to conduct the proper due diligence (选项A)

6). the absence of meaningful public oversight (选项C)

7). originators manufactured the securitized products to specifically arrive at a rating given their acquired knowledge of the rating agencies’ decision flow charts

答案里的第7条怎么理解

1 个答案
已采纳答案

DD仔_品职助教 · 2022年11月01日

嗨,从没放弃的小努力你好:


7说的是发行证券化结构产品的这些金融机构,已经摸清了评级机构的套路,那么他们就会有针对性的来设计产品,使得评级有所提升。

----------------------------------------------
就算太阳没有迎着我们而来,我们正在朝着它而去,加油!

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