insolvent 和fail的程度难道不同么,都无力清偿了,难道不算失败? 问题如下图:
选项:
A.
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D.
解释:
NO.PZ2016082405000005 Bank of the Plain States hbeen struggling with poor asset quality for some time. The bank len primarily to large farming operations thhave strugglein recent years e to a glut of soybeans ancorn on the market. Bank regulators have recently requireththe bank write off some of these loans, whihentirely wipeout the capitof the bank. However, the bank still hsome liquity sources it cuse, inclung a corresponnt bank anthe FerReserve. Bank of the Plain States is: insolvent but not failebank. both a failebank aninsolvent bank. neither a failebank nor insolvent bank. a failebank but not insolvent bank. Bank of the Plain States is insolvent because capitis wipeout. However, the bank hnot failebecause it is still operating with liquity from the corresponnt bank anthe FerReserve. Therefore, the bank is insolvent but not faile 这道题 不是说坏账太多要核销 然后还有能用的钱维持流动性吗 不至于破产吧 fail怎么理解哦...
不是说还有capital吗?为什么是insinsoinsolvent呢?
从题中哪里可以看出他insolvent呀?没太理解Bank regulators的做法?