NO.PZ2017092702000017
问题如下:
Given a stated annual interest rate of 6% compounded quarterly, the level amount that, deposited quarterly, will grow to £25,000 at the end of 10 years is closest to:
选项:
A.£461.
B.£474.
C.£836.
解释:
A is correct.
To solve for an annuity (A) payment, when the future value (FV), interest rate, and number of periods is known, use the following equation:
A=460.68
计算器按法:
6%/4=1.5%。所以I/Y=1.5,N=10*4=40,FV=25000,PV=0,CPT PMT=-460.6775.
首先我理解的题目意思是:6%年化,1年4次复利,得到EAR,然后在这个EAR水平下也进行每年复利4次,10年后得到25000刀,问每年存入多少钱