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chen · 2022年08月19日

transform和transfer

NO.PZ2018062007000055

问题如下:

Derivatives are similar to insurance in that both:

选项:

A.

have an indefinite life span.

B.

allow for the transfer of risk from one party to another.

C.

allow for the transformation of the underlying risk itself.

解释:

B is correct. Insurance is a financial contract that provides protection against loss. The party bearing the risk purchases an insurance policy, which transfers the risk to the other party, the insurer, for a specified period of time. The risk itself does not change, but the party bearing it does. Derivatives allow for this same type of risk transfer. A is incorrect because derivatives, like insurance, have a definite, as opposed to indefinite, life span and expire on a specified date. C is incorrect because both derivatives and insurance allow for the transfer of risk from one party (the purchaser of the insurance policy or of a derivative) to another party (the insurer or a derivative seller), for a specified period of time. The risk itself does not change, but the party bearing it does.

中文解析:

B是正确的。保险是一种金融契约,为损失提供保护。承担风险的一方购买保险单,将风险在一定时期内转移给另一方,即保险人。风险本身没有改变,但承担风险的一方改变了。衍生品允许同样类型的风险转移。

A是不正确的,因为和保险一样,衍生品有一个明确的,而不是无限期的,生命周期和在一个特定的日期到期。

C是不正确的,因为衍生品和保险都允许风险从一方(保单或衍生品的购买者)转移到另一方(保险人或衍生品卖方),在指定的时间内。风险本身没有改变,但承担风险的一方改变了。

想问一下李老师上课讲的衍生品都是transform是怎么回事呢有点傻傻分不清楚

1 个答案
已采纳答案

Lucky_品职助教 · 2022年08月20日

嗨,从没放弃的小努力你好:


transform是在讲衍生品performance的时候说的,不是在risk transfer 这里~ 有一个考察transform的题目,放在下面供查漏补缺~

----------------------------------------------
努力的时光都是限量版,加油!

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NO.PZ2018062007000055 allow for the transfer of risk from one party to another. allow for the transformation of the unrlying risk itself. B is correct. Insuranis a financicontrathprovis protection against loss. The party bearing the risk purchases insuranpolicy, whitransfers the risk to the other party, the insurer, for a specifieperioof time. The risk itself es not change, but the party bearing it es. rivatives allow for this same type of risk transfer. A is incorrebecause rivatives, like insurance, have a finite, opposeto infinite, life spanexpire on a specifiete. C is incorrebecause both rivatives aninsuranallow for the transfer of risk from one party (the purchaser of the insuranpolior of a rivative) to another party (the insurer or a rivative seller), for a specifieperioof time. The risk itself es not change, but the party bearing it es. 中文解析 B是正确的。保险是一种金融契约,为损失提供保护。承担风险的一方购买保险单,将风险在一定时期内转移给另一方,即保险人。风险本身没有改变,但承担风险的一方改变了。衍生品允许同样类型的风险转移。 A是不正确的,因为和保险一样,衍生品有一个明确的,而不是无限期的,生命周期和在一个特定的日期到期。 C是不正确的,因为衍生品和保险都允许风险从一方(保单或衍生品的购买者)转移到另一方(保险人或衍生品卖方),在指定的时间内。风险本身没有改变,但承担风险的一方改变了。 老师,C是什么意思

2022-02-01 21:43 2 · 回答