开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

sion · 2022年07月26日

记得之前说看tolerance不能只看客户怎么想,买房子只是客户觉得important,实际如果不买可能影响还没退休没生活费大,为什么不能higher呢

NO.PZ2018091705000110

问题如下:

McZhao continues the discussion with Cree in order to evaluate his degree of risk tolerance associated with each of the following individual goals:


Retirement: Cree considers retirement a long- term goal and is willing to endure a 10% drop in expected retirement spending. However, he is very concerned with having sufficient funds to cover medical expenses.

Investment property: Cree sees the investment property as a source of stable income, so it is very important to him to purchase the building. He realizes that maintenance and repair expenses will be necessary, and he also considers those very important.

Philanthropy: Cree’s wife strongly influences him to fund her philanthropic causes, and he wants to maintain some level of annual contribution. Cree believes that his wife would be willing to maintain her $10,000 per year contributions and not increase that amount.

Antique furniture: Cree is willing to reduce or eliminate his spending on antique furniture.

Determine Cree’s degree of risk tolerance associated with each of the following individual goals. Justify each response.



选项:

解释:



记得之前说看tolerance不能只看客户怎么想,买房子只是客户觉得important,实际如果不买可能影响还没退休没生活费大,为什么不能higher呢

1 个答案
已采纳答案

王暄_品职助教 · 2022年07月27日

通常,就是看客户对该目标定要的重要级来判断该目标的risk tolerance是high or low,所以买房在这里对客户非常重要,那么风险容忍度就较低。

同学所描述的这种情况,是不是还有别的条件呢?可以告诉我是哪一题,我去看看~

  • 1

    回答
  • 0

    关注
  • 483

    浏览
相关问题

NO.PZ2018091705000110问题如下 McZhcontinues the scussion with Cree in orr to evaluate his gree of risk toleranassociatewith eaof the following invigoals:Retirement: Cree consirs retirement a long- term goanis willing to enre a 10% op in expecteretirement spenng. However, he is very concernewith having sufficient fun to cover mecexpenses.Investment property: Cree sees the investment property a sourof stable income, so it is very important to him to purchase the builng. He realizes thmaintenananrepair expenses will necessary, anhe also consirs those very important.Philanthropy: Cree’s wife strongly influences him to funher philanthropic causes, anhe wants to maintain some level of annucontribution. Cree believes thhis wife woulwilling to maintain her $10,000 per yecontributions annot increase thamount.Antique furniture: Cree is willing to reor eliminate his spenng on antique furniture.termine Cree’s gree of risk toleranassociatewith eaof the following invigoals. Justify earesponse. 我理想是 longterm goal所以 toleran高,但医疗费用不也是重要因素吗

2023-06-04 21:58 1 · 回答

NO.PZ2018091705000110问题如下 McZhcontinues the scussion with Cree in orr to evaluate his gree of risk toleranassociatewith eaof the following invigoals:Retirement: Cree consirs retirement a long- term goanis willing to enre a 10% op in expecteretirement spenng. However, he is very concernewith having sufficient fun to cover mecexpenses.Investment property: Cree sees the investment property a sourof stable income, so it is very important to him to purchase the builng. He realizes thmaintenananrepair expenses will necessary, anhe also consirs those very important.Philanthropy: Cree’s wife strongly influences him to funher philanthropic causes, anhe wants to maintain some level of annucontribution. Cree believes thhis wife woulwilling to maintain her $10,000 per yecontributions annot increase thamount.Antique furniture: Cree is willing to reor eliminate his spenng on antique furniture.termine Cree’s gree of risk toleranassociatewith eaof the following invigoals. Justify earesponse. 第一个关于退休的怎么理解?支出减少可以提高风险承受能力,但是这个对医疗支出的担忧和医疗支出的重要性应该上降低风险承受能力了吗?两者加一起不知道怎么判断了

2022-08-30 19:57 1 · 回答

NO.PZ2018091705000110问题如下 McZhcontinues the scussion with Cree in orr to evaluate his gree of risk toleranassociatewith eaof the following invigoals:Retirement: Cree consirs retirement a long- term goanis willing to enre a 10% op in expecteretirement spenng. However, he is very concernewith having sufficient fun to cover mecexpenses.Investment property: Cree sees the investment property a sourof stable income, so it is very important to him to purchase the builng. He realizes thmaintenananrepair expenses will necessary, anhe also consirs those very important.Philanthropy: Cree’s wife strongly influences him to funher philanthropic causes, anhe wants to maintain some level of annucontribution. Cree believes thhis wife woulwilling to maintain her $10,000 per yecontributions annot increase thamount.Antique furniture: Cree is willing to reor eliminate his spenng on antique furniture.termine Cree’s gree of risk toleranassociatewith eaof the following invigoals. Justify earesponse. 个人看法是古董不是必需品并且流动性差,价格波动大,题中客户要求全部减掉,不是风险容忍度低吗?请老师帮忙解答,谢谢。

2022-06-14 12:36 1 · 回答

NO.PZ2018091705000110 慈善这个risk tolerence高怎么理解?

2022-03-08 05:41 1 · 回答