NO.PZ201604030300004401
问题如下:
1. When recommending Vanderon convert to a PlusAccount, does Klein violate any CFA Institute Standards of Professional Conduct?
选项:
A.
No.
B.
Yes, because he does not have a reasonable basis.
C.
Yes, because the account is unsuitable for Vanderon.
解释:
A is correct.
Klein does not violate the CFA Standards of Professional Conduct when recommending a PlusAccount to Vanderon. His actions comply with Standard III(A) — Loyalty, Prudence, and Care; Standard III(C) —Suitability; and Standard V(A) — Diligence and Reasonable Basis. As required, Klein discloses the fee structure associated with the PlusAccount. Based on the fee structure and Vanderon’s trading activity, the PlusAccount appears to be a suitable investment vehicle. By converting to PlusAccount status, Vanderon will incur an annual fee of $1,000 and eliminate approximately $1,800 in annual brokerage commissions. The potential savings of approximately $800 provides a reasonable basis for recommending PlusAccount status.
答案说不违反,因为确实可以省钱。1800应该是算不出来的,所以不能说可以省钱。然后只提了plus的各种费用,没有提他的return和risk表现如何符合客户的需求。应该是没有reasonable basis啊