NO.PZ2020033003000003
问题如下:
Aaron is a loan officer in Bank A. He is asked to make several commercial loans to meet his sales goal. In the town, there is a very famous entrepreneur named Adolph. Adolph has a huge car factory and is preparing for the development of new energy vehicles. Everyone in town knows Adolph is a representative of wealth. Aaron makes a meeting with Adolph, and persuades Adolph to sign the loan application from Bank A. He takes the loan application back, and convinced the credit committee to approve the loans, because all the town’s financial institution are trying to give Adolph, a super high-quality credit customer, credit loan based on his reputation. This special technique of credit analysis can be classified as
选项:
A.
historical analysis.
B.
qualitative analysis.
C.
quantitative analysis.
D.
extrapolation analysis.
解释:
B is correct.
考点:qualitative and quantitative technique的比较
解析:题目中描述的是name lending,这种情况下借款人依靠声誉就可以从银行贷款,而不需要财务分析。
如问题所示。为什么不选择A项呢?