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柠乐 · 2022年07月22日

知识点

NO.PZ2018091705000075

问题如下:

Which of following is the best description of non-forfeiture clause in the whole life insurance policy?

选项:

A.

It is an option that allows the owner to purchase more insurance in the future at certain predefined intervals.

B.

It is an option to receive some portion of the benefits even when premium payments are missed.

C.

It is an option that future premiums are waived if the insured becomes disabled.

解释:

B is correct.

考点Life Insurance.

解析non-forfeiture clause指的是如果未支付保险费(即在保险到期之前),保单持有者也可以获得部分收益

请问ABC分别是什么条款

1 个答案

王暄_品职助教 · 2022年07月22日

A对应的是guaranteed insurability

C对应的是waiver of premium