NO.PZ2018091705000110
问题如下:
McZhao continues the discussion with Cree in order to evaluate his degree of risk tolerance associated with each of the following individual goals:
Retirement:
Cree considers retirement a long- term goal and is willing to endure a
10% drop in expected retirement spending. However, he is very concerned
with having sufficient funds to cover medical expenses.
Investment property: Cree sees the investment property as a source of stable income, so it is very important to him to purchase the building. He realizes that maintenance and repair expenses will be necessary, and he also considers those very important.
Philanthropy: Cree’s wife strongly influences him to fund her philanthropic causes, and he wants to maintain some level of annual contribution. Cree believes that his wife would be willing to maintain her $10,000 per year contributions and not increase that amount.
Antique furniture: Cree is willing to reduce or eliminate his spending on antique furniture.
Determine Cree’s degree of risk tolerance associated with each of the following individual goals. Justify each response.
解释:
个人看法是古董不是必需品并且流动性差,价格波动大,题中客户要求全部减掉,不是风险容忍度低吗?请老师帮忙解答,谢谢。