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C. Lee · 2022年06月12日

请问客户展现出的cognitive error具体是什么

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NO.PZ2022052301000001

问题如下：

Owen’s next meeting is with George Bailey, an entrepreneur and self-made millionaire. Owen and Yang talk prior to the meeting and he makes the following observations: Bailey is independent, strong willed, quick to make decisions, and extremely confident. Historically his portfolio has had a high turnover rate and he has tended to chase higher risk investments. He is also very “hands on.” Bailey’s youngest child is expected to graduate from university in the next couple of years and he has become increasingly more emotional about his investments. Yang questions if Owen has ever considered a behaviorally modified portfolio for Bailey, even though he demonstrates some of the shortcoming of classifying investors into personality types.

Based on Owen’s observations, which of the following would least likely limit the applicability of behavioral models to Bailey?

选项：

A.

Displaying characteristics of multiple investor types.

B.

Both cognitive and emotional biases.

C.

Behavioral changes as he ages.

解释：

Bailey is not exhibiting characteristics of multiple investor types. He is only exhibiting the investor characteristics associated with an Active Accumulator (AA) that include both cognitive and emotional biases. His in also exhibiting behavioral changes as he is aging as he has become more emotional about his investment portfolio.

答案里说客户是AA型，展现了cognitive error和emotional bias，请问客户展现出的cognitive error具体是什么

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1 个答案

王琛_品职助教 · 2022年06月16日

嗨，从没放弃的小努力你好：


题干的关键词是 "He is also very “hands on.”

对应的是 AA 的特点：They are often “hands on, ” wanting to be heavily involved in the investment decision-making process

即控制欲很强，想要深入参与每一项投资决策，说明他有 illusion of control, 觉得因为有自己参与决策，所以能够左右结果

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努力的时光都是限量版，加油！

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