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蛋黄也酥酥 · 2022年05月20日

这个还没有影响到现在的收入呢

* 问题详情,请 查看题干

NO.PZ201704060100000204

问题如下:

Perrin’s Concern #2 identifies a risk related to:

选项:

A.

human capital only

B.

financial capital only.

C.

both human and financial capital.

解释:

C is correct.

The projected slowdown in his employer’s sales growth may result in Perrin’s unemployment, indicating that he may be subject to earnings risk. Human capital would be reduced by the loss of future earnings and halt accrual of pension benefits at Perrin’s present employer. Financial capital could also be aff?ected because assets may need to be sold to make up for any loss of income.

怎么会影响到financial capital呢?FC不是仅仅指已经得到的部分吗

1 个答案

王暄_品职助教 · 2022年05月20日

这个需要一些扩展性思维:

首先担心失业,即影响HC,你可以理解;然后由于失业,导致没钱,没钱就会变卖流动性好的资产,于是也会影响FC